Loans made easy

Unlock Your Dreams with Fast and Convenient Loans at Synergy Credit Union!

At Synergy Credit Union, we make getting a loan a breeze with our seamless remote application process. Say goodbye to office visits if you wish, as our dedicated staff members are always just a phone call away, ready to guide you every step of the way.

A New Service: Open Banking for even Faster Loan Processing!

We're thrilled to introduce our optional 'Open Banking' service, which allows you to securely share your financial information without the hassle of printing, photocopying, downloading, or emailing bank statements. By opting for this service, your loan application will be processed even faster. Learn more about it here: Open Banking Details

Home Improvement Loans - Transform Your House into Your Dream Home!

Is your home in need of a fresh look? Or perhaps your growing family requires more space? Our Home Improvement Loans are designed to help you turn your house into the perfect home. With loan amounts ranging from €1,000 to €100,000, we have the right solution for every project.

• For projects under €10,000, click here: Personal Loan
• For projects between €10,000 and €40,000, click here: Home Improvement Loans 10k
• For projects exceeding €40,000, click here: Home Renovation Loans 40k
• If your project incorporates eco-friendly elements and costs over €15,000, check out our special GREEN LOAN here: Green Loan

Car Loans - Drive Away with the Best Value Car Loans in Cork!

Looking for an amazing deal on car loans? You've come to the right place! At Synergy Credit Union, we offer fast loan decisions and a friendly service that will have you driving your dream car in no time.

• Explore our Car Loans Section here: Car Loan
• Going for a HYBRID or ELECTRIC car with a budget over €15,000? We have a special low-interest rate just for you. Check out the details here: Green Loan for Cars

Business Loans - Empowering Local Businesses with Easy Access to Credit!

For the growth and success of your business, we offer unsecured Business Loans up to €100,000 with a quick and local loan decision process. Rely on your community credit union for the support your business needs.

• Learn more about our Business Loans here: Business Loans
• To speak to a loans advisor, email loans@synergycu.ie for a call back or call Freephone 1800 272927 and ask for the loans team.

Farm Loans - Cultivate Your Farming Dreams!

For our farming members, we understand your unique needs, and our Cultivate Farm Loans provide short to medium finance solutions. Get up to €75,000 unsecured and pave the way for a thriving agricultural future.

• Check out our Cultivate Farm Loans here: Cultivate Farm Loan
• Contact a member of the loans team for personalized funding options for your Agri project. Call Freephone 1800 272927 or email loans@synergycu.ie for a call back.

Student Loans - Investing in Your Education for Over 50 Years!

At Synergy Credit Union, we have been supporting students in all aspects of their academic journey for over five decades. Whether you're pursuing higher education, post-grad studies, night classes, or need assistance with transportation and accommodation costs, we have a loan tailored for you, all with reduced interest rates.

Plus, students who take out a loan between January 1st and September 30th will be automatically entered into a draw for a chance to win a fantastic €1,000 prize! Don't miss out on this opportunity. See details here: Free Draw Details

Explore our Student Loan options and apply online here: Student Loans

Let Synergy Credit Union be your partner in fulfilling your dreams. Apply for a loan today and experience fast local decisions with a personal touch. Our friendly staff is eager to assist you at every turn. Get started now!

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