10 Tips For Parents This Summer

Summer holidays—sunshine, freedom, and… eight weeks of “What will we do with the kids?” If you’re a working parent, you’re not alone in feeling the stretch. From juggling childcare to covering camps and activities, the summer break can be as stressful as it is sunny.

At Synergy Credit Union, we know how important it is to support families—not just with finance, but with practical tips that make everyday life easier. So, here are some smart ways to save time and money this summer while keeping the kids happy.

☀️ 1. Book Early & Budget Wisely

Camps, trips, and days out are always better value when booked in advance. Look out for early bird discounts and multi-child deals, and set a summer-specific budget now. A little planning goes a long way—use a simple app or notebook to track your spending.

☘️ 2. Go Local, Go Community

Many local options are budget-friendly or free:

• GAA Cúl Camps
• Library summer reading challenges
• Community centre activities
• County Council events or art programmes

These aren’t just cheaper—they help your child feel part of the local community too.

👨‍👩‍👧‍👦 3. Share the Summer Load

Team up with other parents to carpool, swap child-minding days, or take turns supervising a group of kids. If you’re working part-time or hybrid, even small favours between families can make a big difference.

🗓 4. Use Annual Leave Strategically

Instead of taking two full weeks, consider breaking up your leave. A long weekend here and a day there might cover gaps better and allow for flexibility if plans change.

😌 5. Let Kids Get Bored (Seriously!)

Not every moment has to be filled with activities. Free time lets children explore, rest, and reset—and it doesn’t cost a cent. A few board games, books, or garden adventures go a long way.

💶 6. Check If You’re Eligible for Support

Don’t miss out on the National Childcare Scheme, which can subsidise some summer camps and childcare costs. Visit ncs.gov.ie to see what you can claim—it’s quick and could save you hundreds.

🌳 8. Discover Free Days Out

Pack a picnic and head to:

• Doneraile Park or The Barnane Walk
• The Ballyhoura trails or the many Forest Walks in our area
• A local beach or riverbank
• Fermoy Town Park or Mallow Castle grounds

Nature is free, and memories are priceless.

🎒 9. Let Teens Take the Lead

Older children can babysit, volunteer locally, or participate in youth leadership programmes. It builds skills, helps with structure, and eases the pressure at home.

💬 10. Talk to Your Local Credit Union

Thinking of consolidating summer costs or setting up a family budget? We’re local, approachable, and always here to help. Whether you need a short-term Family Loan or tips on stretching your budget, just pop in or give us a call or check out our services for lending and financial planning on our website www.synergycu.ie .

This Summer, Let Synergy Help You Keep Your Cool

At Synergy Credit Union, we understand the real-life pressures facing families in our community. Summer should be something to look forward to—not something to stress about. Let’s work together to make it a season of connection, fun, and peace of mind.

📞 Call in, ring us, or visit www.synergycu.ie to learn more.

💜 Synergy Credit Union – where community matters.