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The 5% Loan Sale

10 October 2025

The 5% Loan Sale

Our 5% Loan Sale Is Here – Until the 14th November only !

Looking to make a smart move this October? Whether it’s paying off expensive debt, funding a home improvement project, or finally taking that dream trip, Synergy Credit Union’s Loan Sale is here to make it happen — at just 5% (APR 5.12%). Maximum Loan amount is €7,500 and maximum term is 36 months.

See Loan Calculator

💥 Limited-Time Offer

Our Loan Sale runs from October 13th to November 14th, 2025, and offers members an exceptional rate of 5% on loans up to €7,500, with a maximum term of 36 months.

This is your chance to save on borrowing while keeping your repayments affordable and your plans on track.

💡 Use It Your Way

This special rate can be used for any purpose – from clearing credit card balances and car loans to funding renovations, holidays, or big family moments.

Whatever your goal, our Loan Sale is designed to give you a boost of financial freedom right when you need it most.

⚡ Fast Decisions – Especially with Open Banking

We know time matters. That’s why we’ve streamlined our application process to make it faster than ever – especially if you use Open Banking, which lets us securely view your financial information in real time.
That means:

  • Quicker decisions
  • Less paperwork
  • More convenience

✅ Why Borrow from Synergy Credit Union?

  • Competitive local Interest rate of 5.12% APR 
  • Flexible terms up to 36 months
  • No hidden fees or penalties
  • Decisions made locally, by people who know you

At Synergy Credit Union, where community matters, we’re here to help you make your next step with confidence.

Ready to take the next step?

Talk to us today about how our Greenify Loan can help you power your home & transport – the greener way.

📞 Call us: 0818 272 927
📧 Email us: loans@synergycu.ie
🏢 Visit us: Fermoy | Watergrasshill | Lower Glanmire Road, Cork City
💻 Find out more and apply online HERE 

Synergy Credit Union – where community (and sustainability) matters.

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The 5% Loan Sale

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Fermoy Branch

Address:
27/29 Patrick Street, Fermoy, Co Cork, Ireland, P61 WE22
Tel:
0818 272927
Email:
info@synergycu.ie
Web:
www.synergycu.ie
Latitude:
52.13815
Longitude:
-8.27383
We're Open:
Monday 09:30 - 16:30
Tuesday 09:30 - 16:30
Wednesday 09:30 - 16:30
Thursday 09:30 - 16:30
Friday 09:30 - 16:30
Saturday 09:30 - 13:00

Watergrasshill Branch

Address:
Mainstreet, Watergrasshill, Co Cork, Ireland, T56 H529
Tel:
0818 272927
Email:
info@synergycu.ie
Web:
www.synergycu.ie
Latitude:
52.01210
Longitude:
-8.34308
We're Open:
Monday
Tuesday 09:30 - 14:00
Wednesday
Thursday
Friday 09:30 - 16:30 *
Saturday 09:30 - 12:00

* Closed for lunch 12.30 to 1.30pm

St. Patrick's Branch

Address:
Lower Glanmire Rd, Cork City, Co Cork, Ireland, T23 KW14
Tel:
0818 272927
Email:
info@synergycu.ie
Web:
www.synergycu.ie
Latitude:
51.90160
Longitude:
-8.46360
We're Open:
Monday 09:30 - 16:30 *
Tuesday 09:30 - 16:30 *
Wednesday
Thursday 09:30 - 16:30 *
Friday 09:30 - 16:30 *
Saturday

* Closed for lunch 13:30 to 14:15

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Synergy Credit Union Ltd is Regulated by the Central Bank of Ireland. Reg No. 126CU

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