Loans
Find A Loan For Your Needs
Loans for all purposes available. Unsecured loans up to €100,000 available with terms of up to 10 Years. Interest rates as low as 5.9% APR. Fast local decision making.
Our Loans
Speedy Loan Decisions with a Friendly Service
5 % Switch & Save Loan Promotion
Switch your bank, car loan or credit card balance and avail of this loan promotion. Limited Time offer as will finish the 31st January 2025.
SME & Agri Switcher Loan
Switch your bank, car loan or credit card balance @ 6.95% (7.2% APR) rate. Maximum is €100,000
You must be a member to apply for a loan. But did you know that you can join Synergy Credit Union and apply for the loan on the same day? No waiting period or minimum amount of savings required. Join today and unlock the exclusive benefits available to you by becoming a member.
Loan Calculator
Apply for a loan today with interest rates that suit you!
Maximum Loan Term :
5.12%
5.12%
5.12%
This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.
Not a Member?
Our members benefit from the lowest lending rates in the community, no transaction charges, no fees, a whole host of free services and friendly staff.
The benefits of borrowing from us
A credit union loan is different to any other loan on offer in your community.
A loan is insured at no cost to the member against disability or death
Once you are eligible for a Credit Union Loan, repayment terms can be designed around your needs
Repayments are calculated on your REDUCING balance so you will pay less interest with each repayment
You can pay your loan early, make additional lump sum repayments
Wide range of very competitive, reasonable and fair rates
There is no charge when you take out the loan and there are no hidden fees or transaction charges
